Crédit immobilier et réforme du taux d'usure : quels sont les changements à venir ?

Until now, this rate has been revised every three months. From now on, temporarily, it will be updated every month.
At the beginning of the year, the Ministry of the Economy validated the temporary monthly payment of the rate of usury to better consider the rise in rates that banks exercise in a context of inflation.
The first monthly review will take place on 1 February, what impact will it have on households from 1 February? As a reminder, this rate also called "usury threshold" corresponds to the maximum annual percentage rate of charge (APR) at which a loan can be granted to an individual.
Revaluation and calculation, Helman Real Estate helps you to take stock of this temporary evolution.